Get all Three credit scores Free!

Yes that's right all three free by going to www.scoresense.com.

But! Beware! This is a 7-day trial so if You forget to cancel before

the seventh day, they will get you for $29.95. Ask me how I know.

The good thing is you will get to see all three of your scores (Experian,

Equifax and TransUnion)  at once for the refundable $1.00 fee.

If you order, I would suggest that you order, print them out right

then and cancel immediately or you will get charged $29.95 - Ouch!

This is a great way to start the new year off knowing where you stand

financially and put a plan together to get out of debt and start or

renew your savings plan.

To Your Health and Wealth,

Now that President Barack Obama is President again, What's Next for You and Me?

Well, does it really matter? Don't get me wrong, if Mitt Romney would have won I would be feeling quite another way altogether.

I am pleased as punch that it is President Obama not President Romney but once again I ask what now? What's next? And does it really matter?

I truly believe that is a question we all decide collectively as well as individually. Why do I say that? Because collectively the larger majority wanted President Obama to win and we came together and made that happen and that's a beautiful thing. I did my part and those who didn't do not bother to complain now.

We Are Moving Forward!

Now, while the President is working on creating 12 million jobs and getting the middle class back where it needs to be, etc. etc. etc., what will you and I be doing on a more individual basis? You can't be sitting around waiting for that job to knock on the door. What are you going to be doing? Sitting around watching tv, feeling sorry for yourself. Are you gonna go back to school and learn how to fix that computer, air conditioning, etc?  Let me share with you this excerpt from Napoleon Hill's, Law of Success:

         "....It is most appalling to know that 95% of the people
of the world are DRIFTING AIMLESSLY THROUGH LIFE
without the slightest conception of the work for which they
are best fitted, and with no conception whatsoever of
even the need of such a thing as a definitive objective
toward which to strive."

So while President Obama is moving forward to get America back to work at 12 million jobs strong, let us all get ready by not drifting aimlessly but by taking the time to find out which jobs we are best suited for so when the
time comes we are all moving forward in the right direction.

LET'S GO AMERICA. WE HAVE GOT WORK TO DO.

FORWARD!

The female side of Money

Women of all races are usually looked upon  to take care of everyone including herself and we usually leave the one person neglected that needs her the most - Herself.

Yes, repeatedly women give themselves the short end of the stick since we are by nature nurturers, we tend to take care of everyone except ourselves. The problem with that picture is there will be no one left to take care of us when it's our turn.

I read an article in the March 2012 issue of Black Enterprise Magazine about wealth statistics concerning women and it was frightening what I read about African-American women:

If you are a single African-American woman, you have a median wealth of
$100 compared to $7900 for single black men and $41,500 for single white
women.

If you have a car, then your wealth jumps to $5000 but remember a car is a
depreciating asset.

Social Security is the only source of retirement income for more than 25%
of black women -- Ouch!

This study was conducted by Lifting as We Climb released by the Insight
Center for Community Economic Development.


Do you want to learn how to behave like a Wealthy Woman?

It's not too late to learn.

To Your Wealth!

Are You an Asset or a Liability?

Well, hopefully you always know that you are an asset but most corporations think of us as liabilities because we cost the corporations too much to take care of us when we retire. They have to pay a pension and cover our medical care until we pass away. Well aren't we worth it? Didn't we work faithfully and loyally for 40 years or so and so we deserve it right?

Well guess what? Corporations look at their bottom line and have decided that you are not worth their having to take care of you anymore. How have they shown their love?

Can you say OUTSOURCE?

That's right. Corporations have decided that we are Liabilities. So what are we going to do about it? Get mad. Protest.

I say BECOME FINANCIALLY LITERATE and take care of you, your family, community and house of worship without having to worry about big corporations.

If you want to check out a success system for self improvement check out my good friend Mr. Tycoon's book, Success is not a Secret, It's a System. Or if  you don't have a desire for your own business but you want to get a side hustle going, check out Hustle While You Work.

www.mrtycoon.com
www.hustleuniversity.org

Are You Back to Work?

If you are that is great. It means the economy may slowly be returning to some semblance of normal whatever normal means. However, we still are a far cry from where we were in 1999 or 2000. During that time we were truly prospering in all areas of our life. We were buying bigger homes and cars and more of everything we probably needed. There are those that say we don't need

those bigger homes or cars and that is where the problem itself started. There may be some truth to that and I will come back to that. However I want to speak about something else that I believe just as important and may in fact be more important. Self development may have a lot to do with why many of us are stuck in a rut and just going through the motions of living life. I just created an acronym for life the other day that I would like to share with you - Love and Laughter (with a) Feeling (of)Intense Energy Enthisiasm and Excitement - LIFE. How do we accomplish this? By improving our individual selves so that we don't have to get bigger homes and cars in order to compensate for something lacking within. Not that we can't or shouldn'thave bigger homes or cars; you might have a big family or if you have the financial literacy to acquire such things because you knew how to do it correctly not because it was a emotional response. Now Go Live Your Best Life but first gain your financial literacy.

You Can Keep Your Day Job and Hustle While You Work - Create Your M.O.R.E.

For a long time after I purchased Robert Kiyosaki's course, You Can Choose to be Rich, I felt that I had to just get out there and just "make it happen" because I didn't want to work a j-o-b anymore, I didn't want to work for someone else. I wanted to be my own boss and I couldn't wait. There was only one problem -- I had no damn idea what I was doing, what I was getting into and what in the hell it would actually mean to be in business for myself. It is scary as hell. I truly realize why so many of us won't do it. Not that we can't do it because I truly believe we can do anything we truly want to do if we have a strong enough desire to do it and that's why most of us choose not to pursue a business. It is hard as hell. Because you have to GROW YOURSELF to a magnitude the likes of which you have never even thought of before and that is scary as hell so no matter how bad you may want it, you won't go for it because it takes a lot of courage, persistence, desire, burning desire, and everything else you can possibly think of to keep you on the path that will ultimately lead you to Entrepreneurship, Business Owner, Proprietor, CEO, etc. It's easier to go to work for someone else so whoever you see in that position make no mistake about it they have truly paid their dues.

And the one thing I have come to realize that they probably kept their day job too and Hustled while they work because you still have to pay the bills. Now I know most people would say yeah well duh. However, I was thinking I could just blaze out there and make it happen. And I probably could have if I had GROWN MYSELF to the level and magnitude that I would have needed at that time. It takes as long as it takes. Everyone is different and we all start from a different place because we are all different with different levels of fear, self-confidence and self-validation to overcome. Whew!

I said all of that to say that I realize now that I should have always kept my dayjob but I must admit I had some illusion about what it would take to get there. I thought in my own little head that as long as that was what I wanted, it would just happen. Well, now that my forest is clear and I can see the trees, I realize that was a big mistake on my part and I admit that I was wrong.

Now, I know I want to create what I have coined my M.O.R.E. - Money Outside of Regular Employment which is my business. However, I realize that I still have to keep my dayjob and let go of the illusion that I can do it without it. If you find yourself feeling that way you have two choices; Either you can GROW YOURSELF exponentially quickly like overnight and do it or you can realize that you can keep your dayjob and just Hustle While You Work. This brings me to the book of the same name of a great book that I believe will benefit anyone who wants to take this path. I believe in this new economy you may almost not have a choice but to create another revenue stream because you can no longer depend on just your employer to provide for you and your family. Also, social security will probably not be around to provide the income that some of our parents, grandparents and maybe even great grandparents are receiving today. The new economy has created a gap that we will have to fill ourselves. The author, Hotep has written a great book on the subject...Keep your day Job and Hustle While You Work - Using Your 9-5 to Jumpstart to 5-9. Hustle While You Work. Check it out.

Employers Created more Jobs in September than Expected!

This is great news! for all of us. This could be a small sign that America is coming back and creating more jobs to get Americans where we need to be - Back To Work! I said this is in a labor day post and it looks like that is the direction we are moving in. If this keeps up, we'll be back to prosperity in no time.
http://www.businessweek.com/ap/financialnews/D9Q7FB583.htm
I'm also hoping that all of us will chip in. How? If you've got an idea for a business that will create jobs for families and friends - bring that idea to life.Don't know how. Check the web (http://www.google.com/)  and check out Loral Langemeier's http://www.liveoutloud.com/, where she has a whole forum dedicated to bringing your business to life - and living out loud. One thing I think I can safely say is that whatever you want to do, it's probably already been done by someone so you can model them and tweak it along the way.

So get going on your dream and help create some jobs for yourself and others. How cool is that?