Happy New Year New You

Hello all. Glad to see you made it to 2013 and we all have to be grateful for that.

Now, let's get our money right for 2013. How? Well, that depends on how you think.

If you think you be paying down your debt and seeing all of your money going towards only that, then in my opinion you're going to feel defeated .

You can look at it from the angle of making more money and get a second job to reach that goal or tap your 401(k) (not recommended) or use your house like an atm machine (also not recommended). Any of these ideas will work because they have worked in the past. However, we have moved into a new age - the age of Aquarius - according to astrology. Whether you believe that or not, you can agree with the fact that times have changed; everything is different and you have to look at things in a different way in order to truly solve the problems that we have. This definitely applies to how we deal with our money problems.

In my humble opinion, I do believe that David Neagle of www.themiracleof money.com is correct  when he said that, "if we continue to trade our time for dollars, we are going to have a problem because we are going to run out of time."

Solution? Have a side hustle that utilizes a hobby or skill that you already have  but now make it pay you, an idea that others have always told you to start that business with or if you have no idea what that could possibly look like then you need a method.

I will share that method in a new post. Please check back in a few days.

To Your Wealth,

Robert Kiyosaki of Rich dad.com Explains Ponzi Schemes

We have all heard of Madoff ripping off his clients for $50 Billion and  is serving time for his crime deservedly so.

Robert Kiyosaki writes a great article explaining what a Ponzi scheme is and how you may be involved in one and not know it.

Read. Learn. Check it out,

http://www.richdad.com/Resources/Rich-Dad-Financial-Education-Blog/December-2012/Rich-Dad-Ponzi-Schemes.aspx

Are You In Debt?

I am. I was going through the first page of David Neagle's Money Map book
and I looked at everything I was paying and it was ALL Debt. I said, "Damn"--
that is not good. I appreciate David' s book because it helped me really see where I am at financially compared to where I want to be. I am pissed at myself for allowing  myself to get into this situation.

Since I am taking 100 percent responsibility for my life, I won't complain. I will pay off this debt and take steps to increase the cash flow in my life by learning how to  build a successful business and not get in bad debt ever again. No more credit card and doodad debt for me.

 I realized that as long as I was paying off Debt, I was NOT building Wealth. I' d much rather be doing that; wouldn't you?

Whether you want to own a business or not, you should take control of your finances and check out David Neagle' s Money Map or David Bach or Suze Orman, Michelle Singletary or whoever has debt payment -- how to -- info you can put into action.
 You won't be sorry.

To your Health and Wealth,

Do you know how much it Costs for the Life you and your Family are Living?

Well, do ya? When was the last time you sat down and took a piece of paper
 and added up your bills on an ANNUAL basis?  Well thanks to David Neagle of www.lifeisnow.com, and his Money Map, I did that today and WOW. It was so telling. It helps you to see how you're living and what you are spending.

This tool is used by entrepreneurs but I would encourage anyone who spends money, has a family, etc. to do this exercise. It showed me what I value and forced me to look at what I am spending my money on and ask do I really need that?

If you're curious or serious, check out the Money Map. You will be surprised but empowered too!

To your Health and Wealth,

Pay Yourself First

Do you pay yourself first or do you pay your bills first and then try to save from what is leftover?

Unfortunately, most of us do and this is NOT the way to build wealth or prepare for that rainy day.

Frankly, if you don't pay yourself first then why are you going to work everyday?

Please don't say to pay your bills. Paying your bills cannot be the only reason you
go to work.

It doesn't take a lot of money to do this but do this you must in order to have control over your finances and to build wealth.

Start small if you have to. Most people say to pay yourself ten percent, David Bach says women should pay themselves 12%. I have started paying myself 20% of every piece of money that I get. But I must confess it has not always been like this. I was petrified to pay myself anything at all. I used to feel that pain in the pit of my stomach when I first started to pay myself. I decided to keep doing it because I knew it would be better for me so I continued to do it and now it is so empowering to know that I have money when I need it. You have to create the habit of paying yourself first.

If it feels funny at first, that's ok push through that feeling and keep doing it. It won't be long before you will look forward to paying yourself.

Remember, you and your family are a living corporation known as a family and you have to pay your corporation family.

Do it! You won't be sorry.

To Your Wealth!

Get all Three credit scores Free!

Yes that's right all three free by going to www.scoresense.com.

But! Beware! This is a 7-day trial so if You forget to cancel before

the seventh day, they will get you for $29.95. Ask me how I know.

The good thing is you will get to see all three of your scores (Experian,

Equifax and TransUnion)  at once for the refundable $1.00 fee.

If you order, I would suggest that you order, print them out right

then and cancel immediately or you will get charged $29.95 - Ouch!

This is a great way to start the new year off knowing where you stand

financially and put a plan together to get out of debt and start or

renew your savings plan.

To Your Health and Wealth,

Now that President Barack Obama is President again, What's Next for You and Me?

Well, does it really matter? Don't get me wrong, if Mitt Romney would have won I would be feeling quite another way altogether.

I am pleased as punch that it is President Obama not President Romney but once again I ask what now? What's next? And does it really matter?

I truly believe that is a question we all decide collectively as well as individually. Why do I say that? Because collectively the larger majority wanted President Obama to win and we came together and made that happen and that's a beautiful thing. I did my part and those who didn't do not bother to complain now.

We Are Moving Forward!

Now, while the President is working on creating 12 million jobs and getting the middle class back where it needs to be, etc. etc. etc., what will you and I be doing on a more individual basis? You can't be sitting around waiting for that job to knock on the door. What are you going to be doing? Sitting around watching tv, feeling sorry for yourself. Are you gonna go back to school and learn how to fix that computer, air conditioning, etc?  Let me share with you this excerpt from Napoleon Hill's, Law of Success:

         "....It is most appalling to know that 95% of the people
of the world are DRIFTING AIMLESSLY THROUGH LIFE
without the slightest conception of the work for which they
are best fitted, and with no conception whatsoever of
even the need of such a thing as a definitive objective
toward which to strive."

So while President Obama is moving forward to get America back to work at 12 million jobs strong, let us all get ready by not drifting aimlessly but by taking the time to find out which jobs we are best suited for so when the
time comes we are all moving forward in the right direction.

LET'S GO AMERICA. WE HAVE GOT WORK TO DO.

FORWARD!